The pension market is in turmoil.

Opinion is divided

• One perception is that pension provision has become polarised
• Some argue 'final salary' pensions are too risky, too generous and poorly targeted so they waste scarce resources
• They advocate closing and ultimately winding-up these schemes
• Others contend that 'money purchase' pensions are destined to produce poor benefits, frustrating recruitment, retention and succession planning

Our actuaries and consultants are pensions experts, based in Surrey. We partner medium-sized employers in managing their pension arrangements.

As consultants our only bias is to do what is best for our clients.

Pensions is a complex subject. As actuaries and consultants one of our goals is to make it simple, enabling our clients to take informed decisions.

This site gives you an opportunity to get to know us – what we stand for and the services we offer.