• Customer Testimonial

    • Chief Financial Officer

      HamishWilson are a client focused firm of actuaries. They take the time to understand the clients challenges and needs in the context of a commercial business environment. Appropriate options and solutions are identified and discussed so the client is able to make a good decision based on complete information. Always available to help and to [...]

    • Group Pension Fund Manager

      HamishWilson are a passionate and committed pension scheme actuarial business with a flair for distilling complicated issues into understandable everyday language. They have always delivered an added value service on time, at an agreed cost. Group Pension Fund Manager  

    • Chairman Elect of the Trustees

      “Since their appointment 4 years ago HamishWilson has consistently provided the Trustee Board with timely valuation reports, regular updates of Pension matters (not just Actuarial) and has provided the Trustees with training and background information on the various subjects & topics that arise on the agenda. Actuarial topics used not to be discussed in too [...]

    • Pension and Life Assurance Scheme Client

      “They are approachable and take their time to understand our concerns”  

    • Chairman of the Trustees

      “I am glad that we chose HamishWilson as the scheme actuary because, whilst they are highly professional independent advisers, the way they work with the trustees and administrators is so close and supportive …  I am immensely grateful to them for their support and professionalism”   Chairman of the Trustees,

    • Pension and Life Assurance Scheme Client

      “We get large firm expertise and experience but with small firm attention to detail and high quality service”

    • Pension Scheme Client

      “We feel that you are close to us and understand our needs” Chairman of the Trustees, Pension Scheme

  • Recent Posts

Our Services | Advising Employers

Our overriding belief is that pensions are part of pay and so must support employers’ wider objectives including the recruitment, retention and succession of staff as well as financial and other considerations.

With this focus, pensions can add significant commercial advantage to an employer’s business.  Pensions viewed solely as a cost will damage it.

We advise on:

  • Benefit design (including giving choice or switching between final salary and money purchase)
    This must support employers’ wider objectives, encourage the required behaviours and keep costs within budget
  • Investment strategy
    This must balance fear and greed and recognise strategic issues are of greater importance than issues like the choice of managers
  • Funding policy
    This must balance the needs of members and the employer(s), be consistent with investment strategy and satisfy legal requirements
  • Accounting policy
    This must balance the long term with the short term needs of the business and satisfy the relevant accounting standards
  • Transactions
    Where due diligence and understanding the client’s overall position are paramount
  • Communications
    These must be simple, clear and not misleading

For more information on how these services may be tailored to your needs, please contact Hamish Wilson